Who Services My Mortgage: Fannie Mae, Freddie Mac, or FHA?

 

If you are considMortgage, Fannie Maeering a short sale, it is important to know if your loan is owned or insured by Fannie Mae, Freddie Mac, or the Federal Housing Administration (FHA).  Each entity has a particular short sale process.

To find out if you have a Fannie Mae loan, use their online lookup tool by going towww.knowyouroptions.com/loanlookup.

To find out if you have a Freddie Mac loan, use their online lookup tool by going tohttps://ww3.freddiemac.com/corporate/.

To find out if you have an FHA loan, first check your monthly loan statement since it might display the type of loan.  You could also locate your HUD-1 Settlement Statement from when you purchased the house.  At the upper right hand corner of the first page, if you see a 13-digit HUD case number, then that means you have an FHA loan.  The Federal Housing Administration is part of the Department of Housing and Urban Development.

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